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CALL (520) 307-0020. Hire an experienced attorney, it matters! My AZ Lawyers, PLC. FREE consultations, lowest fees. Morgan McCain bankruptcy lawyer. File now, Pay later bankruptcy option. Cheap bankruptcy lawyers. Evening and Weekend Appointments. Filing Bankruptcy in Tucson and Pima County. Low Cost Bankruptcy Attorneys in Tucson, AZ.

When to Choose Chapter 13 Bankruptcy

Ask Our Tucson Chapter 13 Bankruptcy Lawyers

Knowing when to file chapter 13 bankruptcy is an important fact to know if you are considering filing for bankruptcy in Tucson, Arizona.  When choosing to file for bankruptcy in Tucson, there are 2 main chapters of bankruptcy that most people file.  They are chapter 7 bankruptcy and chapter 13 bankruptcy.

Chapter 13 bankruptcy is generally used if:
You have a house in foreclosure that you want to keep
• Your income exceeds your expenses and does not allow you?to file for Chapter 7 Bankruptcy
• If you have some other large non-exempt assets that you would like to retain
** Chapter 13 bankruptcy: requires a repayment of part of your debts in a percentage that you propose to the Bankruptcy Court.

When drawing up your chapter 13 bankruptcy repayment plan, you and your attorney prepare a plan for repayment of your debts with monthly payments that you can afford.  Chapter 13 bankruptcy allows you to set up an affordable plan for repaying a portion of your debt to your creditors. The chapter 13 bankruptcy payment plan is customized to your unique situation. It is affordable because you pay your living expenses first, then any remaining income is divided among your creditors.

Chapter 13 bankruptcy repayment plans usually last between 3 and 5 years and repay creditors anywhere between 10% – 100% of what is owed for unsecured debt, such as credit cards, medical bills, etc.

Though you can file for chapter 13 bankruptcy without using an experienced chapter 13 bankruptcy lawyer, it is definitely not recommended.  Even a document preparation company will struggle mightily with a chapter 13 bankruptcy filing.  Seek the assistance of a knowledgeable bankruptcy attorney in Tucson, Arizona.

The chapter 13 bankruptcy plan must be approved by the Bankruptcy Court and place your unsecured creditors in at least as good of a position as they would be in a Chapter 7 Bankruptcy.

In some circumstances, a Chapter 13 can be used to strip a second mortgage from your home if the first mortgage exceeds the current value of your home.  Chapter 13 bankruptcy can also be a valuable assistance in pausing your student loan payments and in stopping the repossession of a vehicle.

Chapter 13 Bankruptcy Lawyers Tucson When to Choose Chapter 13 Bankruptcy

In order to determine if a Chapter 13 Bankruptcy is right for you, please contact My AZ lawyers, PLLC.  Our experienced Tucson bankruptcy lawyers will assist you in choosing the best chapter of bankruptcy for you to file and advise you as to all of your debt relief options.  We offer Free Consultations (Either in Office or by Phone — Your Choice!).  Contact our Tucson bankruptcy law office now!

Stop Creditor Harassment

Stop Creditors From Harassing You!

Tucson Bankruptcy Attorneys Stop Creditor Harassment

  • Do you hate answering the phone?
  • Are You Tired of Creditor Harassment?
  • Do you have too many bills?
  • Are you receiving annoying telephone calls from bill collectors at home and at work?
  • Do you have too many bills?
  • Do your credit card balances never seem to get smaller?
  • Do you find that your creditors are not working with you?
  • Are you afraid that your wages will be garnished?
  • Are you being sued because of unpaid bills that you are unable to pay?
  • Are you afraid of losing your home to foreclosure?
  • Are you behind on your car payments? Are you afraid of having your car or vehicle repossessed?
  • Are you so much in debt that your have no reasonable hope of ever catching up with your bills?
  • Are you worrying about your financial future? Are your unpaid debts interfering with your work, your sleep, your marriage or your personal life ?

If you have answered “Yes” to any of the above questions, then the Tucson, Arizona Bankruptcy Center is prepared to help you. Our experienced lawyers can stop creditor harassment immediately.  We can offer you debt relief and a fast solution. Stop living a life of stress and worry about harassment for creditors.

Filing Bankruptcy in Tucson provides assistance to people like you who are being financially and emotionally ruined by overdue bills, harassing debt collectors, and the stress that comes from knowing that you are in over your head. Whether due to job loss, illness, addiction, divorce or maybe even just poor spending habits, filing Bankruptcy can help. Filing bankruptcy can help with debt problems and help people get back on track, successfully obtain mortgages, car loans and even new credit. Our Tucson Bankruptcy Attorneys have handled thousands of bankruptcy matters, including Chapter 7, Chapter 11, and and Chapter 13 Bankruptcy cases.

 

CALL Our Tucson Bankruptcy Attorneys to Stop Creditor Harassment

                CALL Our Tucson Bankruptcy Attorneys to Stop Creditor Harassment

FREE Bankruptcy Consultations as soon as TODAY!

CALL NOW!

(520) 3070020