Tag Archives: 341 Meeting of Creditors

Do I Need to Hire an Attorney to File Bankruptcy?

Having a bankruptcy attorney can help streamline the bankruptcy process and make your bankruptcy filing financially safer.

The idea of filing bankruptcy can be a hard process for many to comprehend. While you do not technically need an attorney in order to file for bankruptcy, there are numerous advantages to having a qualified bankruptcy lawyer.  Don’t face declaring bankruptcy without an experienced bankruptcy lawyer by your side.

One of the benefits is that hiring the services of an attorney takes all of the uncertainty out of the process of declaring bankruptcy. It is scary not knowing what will happen with your finances. Being afraid that you may have made a mistake (if filing bankruptcy without an attorney) could make your bankruptcy claim fail, you could lose your home, your assets, and could be held liable for debts that you may have thought you paid off prior.  One of the many pitfalls of filing bankruptcy on your own is when bankruptcy filers pay a one creditor and not another.  A Bankruptcy Trustee may step in and say that your payment was a “Preferential Payment” and you may have to pay that money back to your bankruptcy estate.

Bankruptcy is a very time consuming process, and having to fill out everything by yourself can be stressful, unnecessary, and sometimes impossible.  Hire an attorney to file bankruptcy, who is trained in this field, can help take all of the uncertainty out of the process. The bankruptcy process can be very complex, and trying to fill out all of the forms accurately can be very time consuming and stressful. Having an experienced bankruptcy attorney on your side can sometimes make all the difference in making sure your bankruptcy goes through the bankruptcy courts successfully.

A bankruptcy attorney, like the bankruptcy lawyers at My AZ Lawyers, PLLC can also help you by representing you in court. If you choose to use a Doc Prep or a Document Preparation Company, please be aware that they CAN NOT represent you in court!  Document Prep companies advertise for cheap rates but they only provide you with paperwork and little guidance, they will not represent you in court and they are little help to you when facing your 341 Meeting of Creditors or another Bankruptcy Lawyer fighting for your creditors.

Hire an attorney to file bankruptcy so you don’t have to go up against another attorney all by yourself.  Your bankruptcy lawyer can help you prepare your case. Look for a bankruptcy attorney who will also field all calls from your creditors in the meanwhile, that way you will not be harassed by unwanted calls or badgering bill collectors. Filing bankruptcy is a stressful time, and having to go to court by yourself without a professional can sometimes be nearly impossible. Hire an attorney to file bankruptcy and let him Let us help you find a bankruptcy lawyer that is right for you.

In the long run, hiring an attorney to file bankruptcy can allow you to get on with your life and enjoy your “Fresh Start”. Instead of constantly having to fill out paperwork, go to court, research bankruptcy laws, bankruptcy forms, and dealing with bill collectors and creditors, let your bankruptcy lawyer deal with all of that.  Bankruptcy lawyers are there to protect you and your rights. Hire an attorney to file bankruptcy for you today.