Contact a Tucson chapter 7 lawyer if you are considering seeking debt relief or declaring bankruptcy in Tucson or Pima County, Arizona.   Chapter 7 bankruptcy cases in Tucson are typically referred to as a “liquidation bankruptcy”.  Our Tucson chapter 7 bankruptcy lawyers have a different opinion about the “liquidation” label.

When many of our clients first hear the “liquidation” they assume that the bankruptcy court is going to come to their house sell or take everything.  This is simply not the case.  In reality, however, nothing could be further from the truth.  Chapter 7 bankruptcy in Tucson doesn’t work that way.  Unless you have own assets with significant value, most of the the things in our clients’ homes are able to simply “pass through” the chapter 7 bankruptcy process.

People in Tucson are able to keep their things in a chapter 7 bankruptcy by utilizing various Arizona bankruptcy exemptions.  These bankruptcy exemptions are all allowed and afforded to people filing bankruptcy in Tucson through the bankruptcy code.  Our Tucson chapter 7 bankruptcy attorney can assist you in keeping your things while going through a Tucson chapter 7 bankruptcy.

An experienced Tucson chapter 7 bankruptcy lawyer knows exactly how much personal property can be exempted under the bankruptcy code. Our Tucson bankruptcy attorneys will work closely with you every step of the way as you explore filing a Tucson chapter 7 bankruptcy.  We will do right by you and get as much of your property as possible exempted. Many of our Pima County Chapter 7 bankruptcy clients are able to “discharge” or eliminate 100% of their debts while keeping 100% of their personal property and assets in most Tucson chapter 7 bankruptcies .

If you can qualify for a chapter 7 bankruptcy in Tucson based on your income and monthly expenses, it is almost always best to pursue a Tucson Chapter 7 over a Tucson Chapter 13 bankruptcy.  Our Tucson chapter 7 bankruptcy attorneys are experienced as we have helped hundreds of people in Tucson and throughout Pima county file for bankruptcy protection.

One of the many reasons that chapter 7 is preferably over a chapter 13 bankruptcy is because chapter 7 bankruptcy is relatively quick compared to a Tucson Chapter 13 bankruptcy.  Chapter 13 bankruptcy cases often take up to five years or sixty months to complete and you have to make payments in Chapter 13 bankruptcies.  Chapter 7 bankruptcies are completed once your case is discharged, usually 4 to 6 months after filing and there is no repayments required.

If you are facing overwhelming debt in Tucson, contact our Tucson debt relief team and see if filing a Tucson Chapter 7 bankruptcy may be a good fit for you.  Our Tucson chapter 7 bankruptcy lawyer offers free consultations, low payment plans, zero down bankruptcy options, and experienced attorneys and staff.  Call us at (520) 307-0020 for a free debt evaluation.